Adulting better volume 1 - Car insurance.WRITTEN BY THE EDITOR ON DECEMBER 11, 2018. POSTED IN SPORTS
Nothing says adulting quite like the words mortgage, car insurance, nappies and the ‘financial year’. These are all terms that indicate you have very real responsibilities, and that you can’t afford to mess around anymore.
It’s not all doom and gloom though. One of these phrases still offers an element of fun: Car insurance.
I have been a car-less member of urban society for just over 4 years now. Of course, that’s not a big deal in first world countries where public transport is so advanced. But here in South Africa, it’s relatively rare in professional circles as we are so dependent on personal mobility.
I’ve had a small motorbike to get me from A to B, and for more demanding transport needs, I have a great app that magically makes friendly people appear in cars to take me wherever I need to go.
Up until this point, this has served me well. But I’m a business owner now, and someone that can’t lug around bike helmets or stand around waiting for lifts on the side of the road. I mean, I can, but it’s a little unbecoming as fancy people would say.
I need a car. But cars are a terrible waste of money when you consider how they depreciate from the moment you buy them. Just the thought of making this purchase makes me feel a little weird. Why? Well, part of me has enjoyed this period of non-transport and being a transit lone ranger of sorts.
I know people who spend an obscene amount of money to be seen in the right kind of car. That’s Joburg living, I guess, but it doesn’t really appeal to me. So how am I going to navigate this money trap without feeling, well, trapped?
Well, as I get older, I have less interest in the superficial, so my car needs are far more practical in nature than status-driven. This makes the car-buying process simpler and more affordable.
However, this still doesn’t solve the problem of depreciation. But thankfully there’s an insurer that understands this concept, and the concerns surrounding it.
Why pay top dollar insurance for something that decreases as you move along? Well that’s what King Price said too. And they’ve built their business around that.
Not only that, but they have other progressive offers… Like multiple car discount (insure 2+ cars with them and get up to 20% off) and R1 insurance for other items you hold dear (like your bike and golf clubs). What a win!
Now I know it seems like I’m a bit late coming to the party. King Price has been around since 2012, after all. But there comes a time in everyone’s life when they need to level up their adulting game, and that time for me, is now.
It’s nice to know there are ways of making this stuff easier. So, with that peace of mind, I’m going to go ahead and buy a car, and focus on the pros: Like going anywhere I want, not having to always pack things in bags, and being able to go on spontaneous road trips.
The road ahead is exciting, and it’s all thanks to King Price’s sensible insurance model!
Tags: car insurance, life hacks, adulting, adult life, best car insurance, affordable car insurance, cars